GFSGI

Estate Planning:

How you structure your assets in retirement can ultimately affect how much money goes to your loved ones and how much goes to the government. Estate planning can save your hard earned money and ensure more goes to your loved ones and less to the taxman. Probate can be an expensive and prolonged process that can take years to complete. There are ways of structuring your assets to bypass probate, avoiding additional fees and time it takes for you assets to transfer over to your loved ones.

Financial Analysis & Wealth Management:

Graham Financial Strategies Group Inc. provides comprehensive financial planning and analysis to all clients. How much money do you need in retirement? How much should you put away today and what is the most tax efficient way to draw upon your assets in retirement? How will your investments integrate with various government pension plans? Advisors at Graham Financial Strategies Group help guide you through saving in your working years and drawing upon your assets in retirement. 

Investment Solutions

At Graham Financial Strategies Group Inc. we use Five Star, award-winning Fund Managers from many of Canada's Leading Financial Institutions. We have full flexibility to change fund managers, even from different Financial Institutions, at any time. This allows our clients to have the freedom to move investments to the right fund manager at the right time. It’s not uncommon for new clients to come into our office and have very limited understanding of how they are presently invested. We provide analysis that helps explain where you should be invested and why those money managers provide the best value. We also develop a comprehensive analysis that allows the client to see how their investments stack up against various benchmarks.

Risk Management with Insurance Products:

Life Insurance - Protect your loved ones. What would your family do if they no longer had your income and support?

Long Term Disability Insurance - People insure their homes and automobiles, but forget to insure their biggest asset, their ability to earn an income. What would you do if you could no longer work? Advisors at Graham Financial Strategies Group provide solutions to protect your ability to earn an income.

Critical Illness Insurance - Protect yourself from the financial impact from a catastrophic illness that could derail your life. Lump sum benefits are payable after surviving 30 days from Critical Illness Diagnosis. In some cases, we can arrange a plan with a rider, where if you stay healthy, you can have all your premiums refunded back to you.